Attention homeowners: Real estate appraisal services for in Annapolis and Anne Arundel County

See the top reasons MD homeowners call on Robin Kristopher Eckman:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
Remove PMI to lower their mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
In the case of a MD divorce, when real estate property needs to be divided
Determine the true market value of real estate in question to settle an estate in Anne Arundel county or MD

Own a house in or near Annapolis, MD and need help determining the value of it?
Contact Robin Kristopher Eckman.

At Robin Kristopher Eckman, we understand the special needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Robin Kristopher Eckman will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Robin Kristopher Eckman is experts in helping consumers just like you rid yourselves of unwanted PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Robin Kristopher Eckman is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be difficult from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Robin Kristopher Eckman can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would wish to have a professional double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.